| Deposit Rates
Effective: September 14, 2009
|
Deposit Rates |
| Time Certificates* |
Interest Rate |
APY** |
| 30 days - 181 days |
1.00 |
1.00 |
| 6 months - 11 months |
1.25 |
1.26 |
| 12 months - 23 months |
1.50 |
1.51 |
| 24 months - 35 months |
2.00 |
2.02 |
| 36 months - 47 months |
2.25 |
2.27 |
| 48 months - 72 months |
2.50 |
2.52 |
| Insured Investors $2,500.00 to $25,000.00 (1) |
0.40 |
0.40 |
| Insured Investors $25,000.00 to $100,000.00 (1) |
0.65 |
0.65 |
| Insured Investors over $100,000.00 (1) |
0.90 |
0.90 |
| Now Accounts (2) |
0.05 |
0.05 |
| Savings Account (3) |
0.25 |
0.25 |
| IRA 30 Days to 2 yrs. |
1.75 |
1.76 |
| IRA 2 yrs. to 6 yrs. (4) |
2.25 |
2.26 |
| |
* Time Certificates are subject to a minimum
deposit of $500.00 and a substantial penalty for early withdrawal
** Annual Percentage Yield
(1) Insured Investors Accounts - Rates are variable and subject to change without notice
(2) Now Accounts must maintain a $900.00 minimum daily balance to realize APY and fees could reduce earnings on this account - Rates are variable and subject to change without notice
(3) Savings Accounts must maintain a $100.00 minimum daily balance to realize APY and fees could reduce earnings on this account - Rates are variable and subject to change without notice
(4) IRA 2 yrs. to 6 yrs. must maintain a $300.00 minimum daily balance |
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