Rate Sheet

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Deposit Rates

Effective September 21, 2017
Time Certificates*APY**
1-3 Months  .15
6 Months  .25
12 Months  .40
18 Months1.50
24 Months  .65
36 Months1.00
48 Months1.15
Money Market $2,501.00 to $25,000.00(1)   .15
Money Market $25,001.00 to $100,000.00(1)   .35
Money Market  $100,001.00(1) + above   .60
Interest bearing checking $901 to $50,000   .05
Interest bearing checking $50,000 + above   .15
Savings Account(3)   .05
IRA 1 Month-24 Months   .50
IRA 24 Months-72 Months(4)   .75

* Time Certificates are subject to a minimum deposit of $500.00 and a substantial penalty for early withdrawal
** Annual Percentage Yield
(1) Money Market Accounts - Rates are variable and subject to change without notice
(2) Interest Bearing Accounts - Rates are variable and subject to change without notice
(3) Savings Accounts must maintain a $100.00 minimum daily balance to realize APY and fees could reduce earnings on this account - Rates are variable and subject to change without notice
(4) IRA 2 yrs. to 6 yrs. must maintain a $300.00 minimum daily balance

Ag Loan Rates

Effective July 10, 2017
Ag Capital Purchase - Term LoanRate
3 year fixed4.50%
5 year fixed4.75%
Ag Real EstateRate
10 year fixedCall for rates

Construction Loan Rate Special

Effective July 10, 2017

Available to contractors for any new residential 1-4 family construction located in the Ballard and North Polk School districts. Rates available for new funding of home construction loans.

Loan TypeRate
Custom4.50%
Spec5.00%

1/2 % orig fee
$250.00 inspection fee
Borrower pays actual costs

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