Treasury Management

Small Business owners in shop working at laptop.
Multi-generational family in the kitchen baking.

Treasury Management

Manage Liquidity and Mitigate Risk

It’s our job to help you deliver more convenience to your customers and manage your transactions efficiently. That’s exactly what our treasury management services were designed to do.

Payables and Receivables

ACH Services

Save time and money with direct deposit and direct debit – no matter what size of business you own. Deposit employee payroll checks directly into employee accounts, send and receive money to and from other institutions, and reimburse employee expenses.

ACH Manager Video

Remote Deposit Capture

Deposit checks right from your desk or wherever your business takes you, 24/7, with just a small desktop scanner and an internet connection.

Merchant Source Capture Video

Wire Transfers

Safely and quickly move funds from South Story Bank to another financial institution on the same day.

Wire Manager Video

Business Credit Cards

Improve cash flow, reduce the time you spend managing your expenses, and enjoy one monthly payment with a South Story Business Credit Card, offered through a partnership with Professional Solutions. The MilesAway® Visa® is the credit card that small business owners can use to effectively manage payables. However, not all business owners have the same needs. That’s why we offer four MilesAway credit card options. Choose the one that works for you and your business!

Apply for a credit card

Business Credit Card Application

Merchant Services

Accept credit card and debit card payments without all the hassle. Our partner, Professional Solutions offers competitive pricing, 24/7 support and a custom-tailored program.

Referral Link:
Call or stop in
to learn more or talk to us about how Treasury Management can help your business!

Funds Management

Business Online Banking

Safely and quickly manage your business funds from wherever business takes you. Pay bills with Business Bill Pay, manage your ACH services, transfer funds and so much more.

Business Online Banking Video

Security Tokens Video

Soft Tokens Video

Business Mobile Banking Video

Business Bill Pay Video

Sweep Accounts
Set up an automatic transfer of funds to balance the cash flowing in and out of your checking account. Choose from simple sweeps that prevent overdrafts and draw on lines of credit, to complex sweeps that integrate checking, savings, money markets, and loans to keep funds flowing the right way, every day.

Rest assured, knowing your funds are eligible for multi-million-dollar FDIC insurance that’s backed by the full faith and credit of the U.S. government. Call us about a sweep account today!

QuickBooks®, Quicken®, and Microsoft Money
Easily manage your business finances by exporting your transactions right into QuickBooks, Quicken or Microsoft Money. Enjoy automated reconciliation, efficient reporting, and less time spent balancing the books.


Organize your business’s finances with a simple tool that features the benefits of:

  • No manual data entry: Once you’ve completed the setup process, future transactions can be downloaded directly into the QuickBooks® software.
  • Automatically reconcile data: Web connect data includes complete transaction and balance information to make categorization and account reconciliation easy.
  • No duplicate transaction: A special algorithm prevents you from accidentally downloading a transaction multiple times.
  • Easy to use: Through a simple interface, you’ll no longer have to spend time hunting for specific transactions that you’ve downloaded.
  • Automatic account setup: Simply initiate your QuickBooks® download from the South Story Bank & Trust website and your account will be set up for you with the most up-to-date data.

We can help protect your business against fraud.

Positive Pay

With Positive Pay, we can help your business reduce the risk of check fraud. Positive Pay provides enhanced control over payments clearing your business accounts and allows you to protect yourself and your business from suspicious check activity.

When a check is presented to the bank for payment, the check is compared to the issued check files you upload to the bank’s system.  If a discrepancy is detected designated users will have the ability to review the check and indicate if it should be paid or returned.  An email notification can be sent to alert users of items that require review. In addition to the standard verification of dollar amount, issue date and check number, the bank can verify the payee information against the name provided in the upload file.

This extra measure of fraud protection against altered or fraudulent checks reduces risk and protects your business accounts.

Positive Pay Video

Call or stop in
to learn more or talk to us about how Treasury Management can help your business!