Add Convenience to Your Banking Experience
South Story Bank & Trust is dedicated to offering a full line of convenient banking services to our customers that enhances our other services.
Locations
Safe Deposit Boxes*
Do you know where to find your property abstract? Can you quickly put your hands on important documents when you need them? Safely store valuables or important documents in secure boxes that come in a variety of sizes. Prices vary based on the size of the safe deposit box.
*Contents not FDIC-insured
Quicken® Personal Finance Software
Organize your finances with the Quicken® system, which can import all your current SSBT account and data information without manual entry. Quicken is ideal for managing your personal finances or business finances.
Learn more or sign up today!
ATM Access
Access your accounts 24/7 at our convenient locations to withdraw, transfer, deposit funds or inquire about your balance. You also have free access to the nationwide network of MoneyPass ATMs.
Debit Cards
Easily access your accounts with an ATM or safely and easily make purchases at retailers across the country with a South Story Bank & Trust debit card.
ATM Cards
- Available for all savings accounts
- Annual fee of $15
- Replacement Card Fee of $15
Debit Cards
- Visa® branded cards
- Available for South Story Bank checking accounts
- Annual fee of $15
- Replacement card fee of $15
Learn More About Your SSBT Visa® Debit Card
Your debit card makes everyday banking faster, more secureand more convenient.
What's New?
Tap to Pay Convenience
Your new SSBT Visa Debit Card features contactless technology, allowing you to simply tap your card at participating checkout terminals for fast, secure payments. Look for the contactless symbol and tap to pay.
Enhanced Security with EMV Chip Technology
Your card includes the latest EMV chip technology, providingan added layer of protection against fraud and helping keep your transactions secure whether you're shopping in-store or traveling.
Card Design with Personalized Information on the Back
You'll notice a fresh new look. Your cardholder information has moved to the back of the card, creating a cleaner, more modern design while maintaining the same convenience and functionality you've always enjoyed.
Fee-Free Access to Thousands of ATMs Nationwide
Your SSBT Visa Debit Card provides access to the MoneyPass® ATM Network, giving you surcharge-free access to thousands of ATMs across the country. Whether you're close to home or away on vacation, finding a convenient ATM is easy.
How do I find a MoneyPass ATM?
Visit the MoneyPass ATM locator or use the MoneyPass mobile app to find surcharge-free ATMs near you.

Questions?
We're here to help. Contact your local South Story Bank& Trust office or call us at (888) 597-2992 for assistance.
Bank smarter. Pay easier. Stay protected. Your new SSBT VisaDebit Card is designed to help you do all three.
Frequently Asked Questions
Manage My Card - Click Thru Demo & Video
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ATM and Debit Card Activation
To Activate your card: (800) 992-3808
To Customize your PIN: (888) 597-2992
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Foreign Currency*

Not all local shops and marketplaces accept credit cards. It’s always a good idea to have currency in your pocket. SSBT can provide foreign currency from 90 countries - wherever your travels take you!
Your currency will be ordered and arrive at your preferred SSBT branch in 3-5 business days.
*$30 processing fee per order. Purchase only (no exchange). Please note exchange rate prior to purchase. Not FDIC-insured.
| Classic Savings | Money Market | Premium Money Market | |
|---|---|---|---|
Ideal If You... | Want to start saving for tomorrow. | Want to earn interest with unlimited transactions | Seek to invest higher net worth assets in an interest-earning, lower-risk account. |
Minimum Balance to Open | $100 | $100 | $100 |
Minimum Balance required to avoid monthly service charges. | $5002,5 | $5,0001 | $100,0003 |
Earns Interest | Earns Interest | Earns Tiered Interest $5,000 - $24,999.99 $25,000 - $99,999.99 $100,000 & Above | Earns Tiered Interest < $999,999.99 $1,000,000 & Above |
Benefits | No fee ATMs4 Free Online Banking, Mobile Banking | Free Online Banking, Mobile Banking, Bill Pay & Zelle® | Free Online Banking,Mobile Banking, Bill Pay & Zelle® |
Electronic Statements | Free | Free (Paper Statement Fee - $5 per month) | Free (Paper Statement Fee - $5 per month) |
Service charge if min. balance requirements are not met.5 | $5 | $10 | $25 |
ATM/Debit Card Annual Fee | $15 (ATM Card Only) | NA | NA |
| Classic Checking (Free if Under 21 or Over 62) | Interest Checking (Free For Veterans) | Elite Checking | |
|---|---|---|---|
Ideal If You... | Appreciate the simplicity of a basic checking account. | Want to earn interest with unlimited transactions | Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump1 on CD rates. |
Minimum Balance to Open | $100 | $100 | $100 |
Minimum Balance required to avoid monthly service charges. | $5002 | $2,5002 | $10,0002 |
Earns Interest | Simple checking account that does not earn interest. | Earns Tiered Interest $2,500 - $4,999.99 $5,000 - $49,999.99 $50,000 & Above | Earns Tiered Interest $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 & Above |
Benefits | No fee ATMs3 Free Online Banking, Mobile Banking, Bill Pay & Zelle®. | No fee ATMs3 Free Online Banking, Mobile Banking, Bill Pay & Zelle®. | 1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,00011 , No Fee ATMs3, Free Online Banking, Mobile Banking, Bill Pay & Zelle®. |
Electronic Statements | Free (Paper Statement Fee - $5 per month) | Free (Paper Statement Fee - $5 per month) | Free (Paper Statement Fee - $5 per month) |
Service charge if min. balance requirements are not met. | $5 | $10 | $15 |
ATM/Debit Card Annual Fee | $15 | $15 | No Annual Fee |
Free if under 21 or over 62
FREE for Veterans
Free if under 21 or over 62
FREE for Veterans
$2,500 -$4,999.99
$5,000 - $49,999.99
$50,000 & Above
$10,000 -$49,999.99
$50,000 - $99,999.99
$100,000 & Above
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
FREE if under 21
FREE if under 21
$5,000 -$24,999.99
$25,000 - $99,999.99
$100,000 & Above
< $1,000,000
> $1,000,000
Free Online Banking, Mobile Banking
1 Loyalty bump does not apply to CD promotional specials.
2 Average Daily Balance
3 You have free access to the nationwide network of Shazam® Privileged Status ATMs.
1 Average Daily Balance
2 Average Available Balance
3 Minimum Balance
4 You have free access to the nationwide network of Shazam® Privileged Status ATMs.
5 Service charges are waived if the primary account holder is under age 21.
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