Multi-generational family in the kitchen baking.
Personal

Online & Mobile Services

Open an Account
Multi-generational family in the kitchen baking.
Personal

Online & Mobile Services

Handle Your Banking from Anywhere

We understand life can be hectic. Whether you are stuck in the airport, working at home for the day or sitting through extra innings of a little league game, we offer online and mobile banking services. Manage your accounts, deposit checks and pay bills from virtually anywhere. Having your account information at your fingertips allows you to make financial decisions quickly and confidently.

Online Banking Services

If you have an internet connection on your laptop or desktop computer, you can use South Story Bank & Trust online banking services to:

  • Monitor account activity.
  • Transfer funds between your accounts.
  • Set up one-time or recurring payments using Online Bill Pay.
  • Sign up for and access your monthly E-Statements. (Secure. Fast Access. Eco-friendly.).
  • View online account statements and check images.
  • Set up account alerts to receive instant messages.
Enroll in Online Banking today!
Online Banking Instructions!

Online Banking Video


Online Account Opening

Choose the best account for you and open it online! Apply today in minutes and discover a bank that adds value to your busy life.

E-statements

Enroll in E-statements today and help save the planet! E-statements allow you to be notified of your banking activity via email.

Enroll in Online Banking today!

Online Bill Pay

Don’t waste money on stamps and envelopes to pay your bills! Online Bill Pay is part of our online banking platform, and allows you to:

  • Set up one-time or recurring payments
  • Add as many bills as you want at any time
  • Set your payment date
Online Bill Pay Instructions

Mobile Banking

Very few of us go anywhere without our phones. With Mobile Banking from South Story Bank & Trust, you can transact your banking business anywhere.

You can:

  • Check your balance(s)
  • View account transaction history
  • Pay bills
  • Transfer funds between SSBT accounts
  • Deposit eligible checks
  • Enroll through the mobile app
  • Change and reset passwords
  • Add email addresses
Instructions for Mobile Banking

Mobile Deposit

Follow these easy steps for a free*, easy, and convenient way to deposit checks!

Instructions for Mobile Deposit

Restrictive Endorsement

When depositing a check through the mobile app, it must be endorsed with the following: "For mobile deposit only at SSBT.", as shown below and in the Frequently Asked Questions document. This will help to ensure prompt crediting of your deposit.


Checks deposited without the restrictive endorsement, shown below, will be rejected by our system. You will be notified through email of any action required.

Restrictive Endorsement Frequently Asked Questions

Mobile Banking Video

Download the app today


See your wireless service provider for additional fees
regarding the usage of your mobile devices.

*The SSBT app is free, but the standard rates and fees may apply from your wireless carrier.

Zelle®

Zellie is a fast, easy way to send money though Online Bill Pay. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1 and all you need is the recipient's email address or U.S. mobile phone number.2

Review the FAQ's here and tutorial video below.

1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

2 In order to send payment requests or split payments request to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

Classic SavingsMoney MarketPremium Money Market
Ideal If You...
Want to start saving for tomorrow.
Want to earn interest with unlimited transactions
Seek to invest higher net worth assets in an interest-earning, lower-risk account.
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$5,0001
$100,0003
Earns Interest
Earns Interest
Earns Tiered Interest
$5,000 - $24,999.99
$25,000 - $99,999.99
$100,000 & Above
Earns Tiered Interest
< $1,000,000 > $1,000,000
Benefits
No fee ATMs4 Free Online Banking, Mobile Banking
Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle®
Electronic Statements
Free
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$25
ATM/Debit Card Annual Fee
$15 (ATM Card Only)
NA
NA
Classic Checking (Free if Under 21 or Over 62)Interest Checking (Free For Veterans)Elite Checking
Ideal If You...
Appreciate the simplicity of a basic checking account.
Want to earn interest with unlimited transactions
Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates.
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$2,5002
$10,0002
Earns Interest
Simple checking account that does not earn interest.
Earns Tiered Interest
$2,500 - $4,999.99
$5,000 - $49,999.99
$50,000 & Above
Earns Tiered Interest
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 & Above
Benefits
No fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
No fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,0001, No Fee ATMs5, Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
Electronic Statements
Free (Paper, statements - $5 per month)
Free (Paper, statements - $5 per month)
Free (Paper, statements - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$15
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Classic Checking
Interest Checking*
Elite Checking*
Which Account is Right for me?
For those who appreciate simplicity.

Free if under 21 or over 62
If earning interest with unlimited transactions is your goal, this account is right for you.

FREE for Veterans
The very best benefits including interest on this account, a free box of checks, and premium priced CDs.
Average Statement Balance Required (1)
$500
$2500
$10,000
Monthly Fee If Balance Falls Below
$5
$10
$15
Interest Earned
No
Yes - Tiered*
Yes - Tiered**
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
Available for $5 per monthFREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Online Banking, Bill Pay, Mobile Deposit, Zelle*, and Mobile Banking*
FREE
FREE
FREE
Ideal If You...
Appreciate the simplicity of a basic checking account.

Free if under 21 or over 62
Want to earn interest with unlimited transactions.

FREE for Veterans
Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates.1
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$2,5002
$10,0002
Earns Interest
Simple checking account that does not earn interest.
Earns Tiered Interest
$2,500 -$4,999.99
$5,000 - $49,999.99
$50,000 & Above
Earns Tiered Interest
$10,000 -$49,999.99
$50,000 - $99,999.99
$100,000 & Above
Benefits
No Fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
No Fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,000, No Fee ATMs5 , Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
Electronic Statements
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$15
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Which Account is Right For Me
Personal savings is perfect for customers who want to start saving today for tomorrow.

FREE if under 21
A personal money market account allows you to earn interest at a tiered rate.
Average Statement Balance Required(1)
$500
$5,000
Monthly Balance if Balance Falls Below
$5
$10
Interest Earned
Yes
Yes - Tiered*
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15 (ATM card only)
N/A
Online Banking, Bill Pay, Mobile Deposit, Zelle, and Mobile Banking*
FREE
FREE
Classic Savings
Money Market**
Which Account is Right for me?
Personal savings is perfect for customers who want to start saving today for tomorrow.

FREE if under 21
A personal money market account allows you to earn interest at a tiered rate.
Average Statement Balance Required (1)
$500
$5,000
Monthly Fee If Balance Falls Below
$5
$10
Interest Earned
Yes
Yes - Tiered*
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15 (ATM card only)
N/A
Online Banking, Bill Pay, Mobile Deposit, Zelle*, and Mobile Banking*
FREE
FREE
Ideal If You...
Want to start saving for tomorrow.
Are looking for a long-term savings account that allows you to earn interest.
Seek to invest higher net worth assets in an interest-earning, lower-risk account.
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$5,0002
$100,0004
Earns Interest
Earns Interest
Earns Tiered Interest
$5,000 -$24,999.99
$25,000 - $99,999.99
$100,000 & Above
Earns Tiered Interest
< $1,000,000
> $1,000,000
Benefits
No Fee ATMs5
Free Online Banking, Mobile Banking
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Electronic Statements
Free
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$25
ATM/Debit Card Annual Fee
$15 (ATM Card Only)
NA
NA

1 Loyalty bump does not apply to CD promotional specials.

2 Average Daily Balance

3 Average Available Balance

4 Minimum Balance

5 You have free access to the nationwide network of Shazam® Privileged Status ATMs.

1 Average Daily Balance

2 Average Available Balance

3 Minimum Balance

4 You have free access to the nationwide network of Shazam® Privileged Status ATMs.