Personal Loans

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Loans for Life’s Big Moments

Think of some of the biggest moments you’ll experience in your life: family vacations, weddings, purchasing a new vehicle. All these things can cost a lot, but with a personal loan solution from South Story Bank & Trust, life’s big moments don’t have to put a strain on your finances.


Installment Loans

We offer competitive rates and flexible terms for the loan you need, including:

  • Purchasing a new vehicle
  • Paying for a vacation
  • Consolidating your bills
  • And much more!

Personal Financial Statement

See How Large a Loan You Could Qualify For!

Put your home’s built-up equity to work for you. South Story Bank & Trust offers Home Equity Loans and Home Equity Lines of Credit (HELOCs) to allow you to use your home’s equity to your advantage.

  • Home Equity Loans: Borrow up to 90% of the appraised equity of your home and pay it back with a fixed payment over a fixed term.
  • HELOCs: Borrow up to 89.9% of your home’s appraised value and draw on this revolving, open-ended line of credit as you need it. HELOCs are ideal for times when you have low cash flow.

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers: 

  • Loans for college students. 
  • A loan option for parents and family members who wish to borrow on behalf of a college student. 
  • Multiple student loan refinance options. 

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college. 

Learn more about ISL Education Lending's offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*South Story Bank is compensated by ISL Education Lending for the referral of student loan customers.


Review Our Personal Loan Solutions

To discuss your lending needs, call, email, or stop in to speak with a Personal Banker. 

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*South Story Bank & Trust is compensated by Iowa Student Loan for the referral of student loan customers. 
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